Best Credit Card Management Apps for Android

Reviewed by Sanam Nayab • By Hamza Mushtaq • Updated on Apr 18, 2023

In the past decades, there is no trend of using credit cards, and people carry their money transactions having cash wherever they go. That was a pretty insecure, unreliable, troublesome, and quite dangerous approach for having money with them for all the time. But now with the advent of credit card approach individuals are moving towards credit cards for making their money transactions easily and excellently. The trend of using Credit cards is pretty much popular, and the reason for its wide usage is the reliability, ease, convenience, and security, etc. As it helps us when we want an emergency cash withdrawal and we do not have any cash with us. So for this reason, there are many apps that enable you to manage your credit card stuff using your mobile phone along with some robust and stunning features. These apps not only provide a robust integration with your credit cards but also maintain your domestic budgets using some extraordinary and extreme moderation. You can easily manage your loans, make effective strategies, and get tips for making the best use of your money. Here is a collection of some handy and effective apps that helps you manage your credit cards and its related stuff having extreme ease and reliability.

1. Credit Card Manager

Credit Card Manager is one of the finest apps to manage your Credit card and its handling through your mobile phone devices. Credit Card Manager is a great app that lets you take control of your credit cards with offline support of credit card manager app, and you do not need to login or create account offline. It manages your credit card’s information in an intuitive and very simple way and reminds you of important updates and notifications concisely. Some of is instinctive working include a simple design, Ad-free approach, due date reminders, work offline, record multiple transactions, extraordinary balance and statement estimation, annual free wavier remainder, backup and restore facility, and much more.



2. CardMate loyalty cards manager all cards in 1 app

CardMate loyalty cards manager all cards in 1 app is an extraordinary app that enables its users to manage and access their reward cards, loyalty cards, and membership cards under one fast and simple application. It is a damn secure and intuitive way to manage your cards. It is quite a handy approach for gathering the info and details about any of your cards for accessing their function using your phone. You can easily set passwords to secure all of your stuff, delivers the beautiful and classy look, manage your cards more effectively, and lets you add, edit, delete, drag, and maintain categories in a simple way. Except this, it delivers stunning output, more advanced and user-friendly operation, and much more.

Android iOS


3. Credit Karma Mobile

Credit Karma Mobile is an app that provides a powerful approach of having some amazing credit card experience using your mobile phone devices. There are a huge number of interesting features of this app that helps you getting Credit card stuff more easily and effectively. It enables free credit card monitoring that lets you get alerted of the important changes and the new accounts to your TransUnion report. If you handle some error, then you can easily dispute it right from this credit karma app. It also helps you check for the money that is owned to you and delivers tools, tips, and proper analysis of your information. Hence, you can easily get reports, scores, and credit monitoring from this stunning app.

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Android iOS

4. Credit Sesame

Credit Sesame is something amazing for handling your credit card stuff right from your mobile phone devices. Its mission is to empower you to achieve your domestic financial goals in an effective and moderate approach. It provides a robust access of people to free credit card score and helps you to grow your financial potential. In addition to your free credit card score, it also delivers free credit card report, credit card strategy, most enhanced alerts, allows borrowing power, free ID theft protection, and much more. You can easily manage your finance using your credit card having this app on your phones.

Android iOS

5. ReadyforZero: Pay Off Debt

ReadyforZero: Pay Off Debt is a personal finance tool that helps you effectively tackle your debt while tracking your credit automatically. It is an app that intuitively manages your personal debt and minimizing your credit utilization. Using this app, you can easily get and track your credit factors and factors, tackle all of your domestic, company’s, and personal debts, and various others. You can easily create your personalized pay down strategy, visualize your pay down progress, find savings and offers related to your financial situation, receive deposits and upcoming payment alerts, and efficiently receive perfect recommendations and alerts.


6. Mint: Budget, Bills, Finance

Mint: Budget, Bills, Finance is an amazing and astonishing kind of Personal Finance & Money app that is developed and published by Intuit Inc. is one of the world’s largest finance managing site and is ranked among the world class top rated financial sites. The app is the most rapidly growing finance app with over thousands of loyal and satisfied customers from all around the globe. The best thing about the app is that it is quite easy to use and is way much convenient that anybody that belongs from any walk of life, can easily use the app for managing his or her account, regular routine budget and proper handling and record keeping of money and income. The users can add their multiple accounts with the app and can easily access them all at once. The app keeps aware of all the transactions made by all the accounts and instantly notify about all the band related details and deals. The app is free of cost and can be downloaded from Google Play.

Android iOS

7. Credit Card Reader NFC (EMV)

Credit Card Reader NFC (EMV) is an app established to get the public data on an NFC banking card with EMV norm. It is an analysis app to read contactless NFC EMV credit cards details and data. It only works with NFC complaint cards having NFC logo printed on them and is not a paid app. The list of some of its compatible EMV cards comprises Visa, Interac (Canada), Discover Card, UnionPay, American Express, MasterCard, Banrisul (Brazil), Saudi Payments Network, etc. It is also compatible with LINK (UK) ATM network, CB (France), Dankort (Denmark), CoGeBan (Italy), JCB, etc. It does not need internet permissions, and the In-App purchase is only available for donation.

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8. Debt Planner & Calculator with Banking Ledger

Debt Planner & Calculator with Banking Ledger helps you challenge your debt to minimize or even eliminate it using some effective approach. There are lots of amazing providence of this app that helps you get your credit card details and info and its usage tactic in a very effective way. Some of its standard features include the providence of tracking money owned by you, entities by individuals, or debtor, multi-currency capability, calendar reminders and entries, debt and user summaries per currency, transaction history, and is multilingual so that you can easily face it in your native languages. Its pro features incudes Ad-free approach and message support along with the PIN and Fingerprint security.

Android iOS

9. Dollarbird – Personal finance calendar

Dollarbird – Personal finance calendar is a marvelous app that helps its users track and forecast their money and some other important handling of the usage of their credit card using your mobile phone devices. It is a diligent application for individuals that want to keep a closer eye on their money extractions for better financial planning purposes. It brings a simple yet informative calendar-based interface that helps its users work properly and easily add, visualize, and keep track of your transactions for the real-time. It is an advanced tool with proper and powerful categories approach, automatic balance calculations support, delivers options to collaborate with your partner, and much more.

Android iOS

10. Budget and expense tracking app: Fudget

Budget and expense tracking app: Fudget is a money management and an effective approach for handling your credit cards stuff and make the best use of your money. It is an effective budget planner that you can easily download on your mobile phones. There are almost more than a half million users that manage their money involvements using this effective money management approach. It is a stunning app for tracking and calculating your short-term budgets for vacations, holidays, outings, and for track work expenses. It has taken the stress of managing your money using its ideal features.

Android iOS Windows Phone

11. Goodbudget: Budget & Finance

Goodbudget: Budget & Finance is an app that helps its users manage their Credit cards money transactions using their mobile phones. It is a superb approach to managing money and tracking expenses for a great home budget planning. This personal or domestic finance manager app delivers a proactive budget planner that enables you to stay on top of your finances and bills. It is managed for easy and real-time tracking. Rather than these, it automatically syncs with different devices, securely and automatically backup and restore data, schedule your credit cards transactions, checks the remaining account balance and check envelope, split expense transactions, and much more.

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Android iOS

12. Mvelopes Budget App

Mvelopes Budget App lets you sync transactions with your bank and get amazing information related to your credit card and some other related stuff. It helps you easily import credit card and bank accounts and track your spendings concisely. It delivers unlimited financial institutions and envelopes that can be used in your accounts, easy access or adjusts your budget, powerful categorized spending, inbox style transactions, and much more. Except this, it also lets its users assign transactions to envelop categories such as splitting individuals into multiple categories, a complete and real-time synchronization, and money saving tips, videos, and eBook, inside this marvelous tool.

Android iOS

13. Penny: Track Spending & Finances, Save Money

Penny: Track Spending & Finances, Save Money is your finance coach who tells the right tactics to spend money using your credit card. It is an amazing app that is working for tracking money and your finances to save money. It offers simple categories that let its users work flawlessly and keeping things simple yet intuitive. It delivers monthly summaries of bills, lets you set and track your monthly spending goals, and keep all of your transactions in one extreme safe place. Rather than these, it provides fun and useful insights about your spending, enables you to set reminders about some important dates and deadlines such as related to bills, delivers easy access to your particular account, and friendly graphs to keep track of your current progress.

Android iOS

14. Personal Capital

Personal Capital is a smart and ingenious way to manage and keep track your financial life using your smartphone. It is a great tool that helps you manage and make the best use of your income. It is a great app for the middle-class and lower-middle-class families which do not know how to manage their spending and savings. You can sign up here for free. It provides some interactive cash flow tools, tracks your investment, provides personalized investment intelligence, uncovers hidden fees, inbuilt investment, and intuitive plans for the future. Some of its key features include automatic input feature based on MMS, SMS, and even push messages, manage expenses and incomes systematically, search support, statistics and chart support, a budget feature on weekly, monthly and even yearly basis, and lot more.

Android iOS

15. Wallaby Credit Card Rewards

Wallaby Credit Card Rewards enables you to maximize your rewards and money, lets you see which card to use at nearby stores, and allows you pay with the best card. It is a smart and intuitive assistant that helps you save hundreds of dollars each year by using the right credit card at the right place and the right time. It efficiently recommends the right card for from your wallet to use online as well as offline. It also helps you know where to save more, and manage your credit card. It is a fully-secured app that helps you make money by saving it, and there is no need for your credit card’s numbers.

Android iOS

About Author
Written by
Hamza Mushtaq
As an experienced editor and proofreader, Hamza is a valuable asset to the Boomzi team. His expertise in ensuring accuracy and consistency in written content is complemented by his creative writing skills, which he brings to bear on a range of tech-related topics.
Edited by
Muhammad Mohsin
Muhammad Mohsin is a skilled writer and computer science graduate with a passion for creating high-quality content that engages and informs readers. With a focus on website content, article writing, and blog posts, he is a valuable contributor to Boomzi, covering a range of tech-related topics.
Reviewed by
Sanam Nayab
Sanam Nayab is a dynamic tech researcher and writer passionate about exploring emerging technologies. With a wealth of experience in the tech industry, Sanam has written extensively on topics ranging from artificial intelligence to blockchain. Her insightful analysis and thought-provoking articles have garnered a wide readership, making her a sought-after voice in the tech world.

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